Life happens, and financial setbacks are inevitable. One lesson I’ve learned is to “dig your well before you’re thirsty.” Sometimes I’ve been prepared, other times not—but having a safety net makes all the difference.
Following Dave Ramsey’s advice, we’ve built an emergency fund and planned for the future. My advice? Start saving a little each month, just like storing supplies for a rainy day. The key is to start. You can always increase your savings as your income grows.
Preparation today brings peace of mind tomorrow.